CFP Independent fee-only CFP financial planning

Quality Independent, Unbiased, Financial Advice and Wealth Management

-Family Owned Since 1985

 
 
 
 

Independent Fee-Only Financial Planning


Currently, we are accepting financial planning clients who have assets of at least $1 million.

  •  Independent Advice from an on staff CFP licensee, MBA, CFA, and AAMS.
  •  A comprehensive or "just what I need" approach.
  •  Retirement, Estate, Tax, Investment, College and Insurance planning.
  •  Stock options, early retirement and portfolio risk and performance analysis are specialties.
  •  For Financial Planning, we are currently only accepting clients residing in Washington State or referrals from existing clients.

  •  A typical comprehensive financial plan is generally between $1,700-2,300 with more complex cases between $2,500 and $3,500. The fee covers a year of new scenarios, clarifications or updates.

Client Satisfaction


When we finish our financial planning process, we send our clients a questionnaire asking for their level of satisfaction with the planning process. All responses are logged and totaled. Here are the average (mean) answers of our clients at the completion of our planning process, through 2007:

Scoring is from "Very Satisfied" to "Not Satisfied at All"

  • Are you satisfied with the work that has been done for you so far?
  • Are you satisfied with the breadth of planning topics addressed?
  • Are you satisfied with the depth of planning detail we provided? 
  • Are you satisfied with the level of our expertise?
  • Are you confident that the advice you received is independent of commissions or investment products?
  • How satisfied are you in the value you have received so far(considering the financial benefits, time saved in education and research and peace of mind)?

"Very Satisfied"
"Very Satisfied"
"Very Satisfied"
"Very Satisfied"

"Very Satisfied"

"Very Satisfied"

What I can do for you as a Certified Financial Planner™ Practitioner:


Aid you in compiling a complete financial statement and in setting goals

A doctor consulted about a physical ailment usually begins by taking a complete medical evaluation. A CFP(tm) professional also takes the professional approach by helping complete a comprehensive and confidential financial analysis. Specialized training and experience enables me to know what questions to ask when helping you define your personal goals.

Analyze relevant aspects of your current financial picture

Your financial situation has many components (assets, income, insurance, taxes, business interests, wills, etc.) which will benefit from careful scrutiny and analysis in light of your objectives. I also consider how the current legal, tax and economic environments affect your objectives.

Identify weaknesses and recommend improvements

The CFP(tm) practitioner's objective is to help you get the most out of every dollar by designing a strategy which will overcome any weakness in your present program, and provide specific recommendations to help you achieve your financial objectives. Of course, there is no guarantee that your objectives will be met.

Coordinate and implement your plan

Any financial plan, no matter how impressive or well designed, is worthless unless it is implemented. This is the true talent of a good CFP(tm) practitioner: seeing that all the elements of your plan are put into effect and that the work of specialists, such as your attorney or accountant, are coordinated on your behalf.

How to Select a Financial Advisor

From the Financial Planning Association (.pdf)

The How and Why of Financial Planning

What You Should Know About Retirement

Articles on Specific Topics